How does PayPal Credit work?
- Check out with PayPal and then choose PayPal Credit.
- Answer 2 quick questions and accept the terms.
- You’ll know within seconds if you are approved.
- Look for your PayPal Credit statement notification via email.
Select PayPal Credit as your payment choice during checkout. You’ll be asked to provide your date of birth and the last 4 digits of your Social Security number, and then to agree to the terms and conditions to apply for a PayPal Credit account. You’ll know within seconds if you are approved. And here’s the cool thing: link your PayPal Credit account to your PayPal account and you’ll see it as a payment option when you check out with PayPal.